CPP DISABILITY GUIDES & INFORMATION
We’ve Put Together All the Resources You Need to Learn About the CPP Disability Application & Reconsideration Process
The Ultimate CPP Disability Guide
A comprehensive CPP Disability guide where you can learn about the CPP disability eligibility criteria, the application process, and much more.
CPP Disability Appeal: Social Security Tribunal – Appeal Division
Learn about the CPP Disability Appeal to the Social Security Tribunal – Appeal Division
CPP Disability Child Benefits
In Depth Information about CPP disability Child benefits plan, eligibility criteria, funds disbursement and more.
CPP Disability Benefits Application
Learn all about the CPP Disability application process, forms, processing time & more.
Long Term Disability CPP Coverage
The Canada Pension Plan (CPP) provides many financial benefits and programs to individuals and families who are no longer able to work.
CPP Disability Denial and Appeal Overview
Learn more about CPP Disability Denial, with some common mistakes, which people often do and how to make an appeal.
CPP Disability Request For Reconsideration
Learn about the important points you must consider about the CPP Disability request process for reconsideration.
CPP Disability Appeal: Social Security Tribunal – General Division
An overview of the core steps to the CPP Disability Social Security Tribunal – General
How To Write a CPP Disability Appeal Letter
A guide to help you write a successful CPP Disability appeal letter and a sample letter.
If you qualify for financial assistance or other benefits from the Canadian government, whatever you receive is considered taxable income. This means you have to pay taxes on it, but this is where a disability tax credit comes in handy. The extra benefits you receive through the CPP could mean you may owe taxes when you file your next income tax return. You could have the amount payable in taxes automatically taken out from your monthly CPP payment, instead of having to pay a large sum at the end of the tax year.
Tax credits aren’t just for the wealthy. They are available to the Canadians under specific circumstances. People who find themselves in need of financial or other assistance may qualify to receive benefits by applying for the Disability Tax Credit.
The Disability Tax Credit is managed by the Canada Revenue Agency. It is a non-refundable tax credit that people who meet eligibility requirements can claim on their income tax each year. This reduces the amount of tax that has to be paid on your benefits since it reduces the number of taxable benefits you’ve collected in the previous tax year.
Determining eligibility can be difficult, especially for a disabled person who has been out of work for an extended period of time. According to the Canadian government, qualifying for a disability tax credit means:
1. You have paid enough into the CPP over the course of your working life since age 18. You must have made a set amount of contributions to the CPP in four of the last six years, or enough over a 25 year period including three of the last six prior to becoming disabled.
2. You are actually disabled. Qualifying for a disability tax credit also means your disability is severe and prolonged, as decided upon by a medical adjudicator, a person who will review your disability, medical records, and other documents.
Finally, if you want to take advantage of this disability tax credit, you have to file a special form with Canada Revenue Agency called Form T2201, Disability Tax Credit Certificate, which needs to be validated by a doctor. You can find the form here.
If you’re in need of help, it’s available through the Canada Pension Plan and the Disability Tax Credit. You can contact Service Canada if you have questions.
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You can sign in to your CRA online account and check your past year Income Tax Report for Line 316 (if you were claiming for yourself), Line 318 (if you were claiming for your dependant) or Line 326 (if you were claiming for your spouse or common-law partner).
If you qualify for financial assistance or other benefits from the Canadian government, whatever you receive is considered taxable income, meaning you have to pay taxes on it but this is where a disability tax credit comes in handy. Extra benefits you receive through the CPP could mean you may owe taxes when you file your next income tax return, or you could have the amount payable in taxes automatically taken out from your monthly CPP payment instead of having to pay a large sum at the end of the tax year.
How Much Are You Eligible To Receive?
You can use our Disability Tax Credit Calculator to find how much you can receive in retroactive credits and benefits if found eligible.